personal finance 101, personal finance basics, and fundamentals

  • 🎬 Video
  • ℹ️ Description
personal finance 101, personal finance basics, and fundamentals. personal finance is the science of handling money. it involves all financial decisions and activities of an individual or household – the practices of earning, saving, investing and spending. matters of personal finance include the purchasing of financial products, like credit cards, life and home insurance, mortgages and of course various investments and investment vehicles. banking is also considered a part of personal finance, including checking and savings accounts and 21st century online or mobile payment services like paypal and venmo.

all individual financial activities fall under the purview of personal finance; personal financial planning generally involves analyzing your current financial position, predicting short-term and long-term needs and executing a plan to fulfill those need within individual financial constraints. it depends on one's expenses, income, living requirements and individual goals and desires. among the most important aspects of personal finance are: assessing expected cash flow, buying insurance, calculating and filing taxes, savings and investment, and retirement planning.

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💬 Comments on the video

Learning a lot, and I’m only 16, I’m personally interested in the topic of finance and business administration.

Author — Giovani Vergara


Only 11 minutes in so far and I'm loving all that I'm learning!

Author — Stephen MacDonald


The finance language to me is like me talking about computer engineering to someone that knows nothing about it. Had to watch your video three time to understand it.

Author — Mee You


Straight-forward, simple, and yet incredibly important information to disseminate! Thank you for sharing, I appreciate your perspective.
-Personal Finance Professor

Author — Personal Finance Professor


I think this video gave me a solid and nuanced ground floor of knowledge that is going to help me in the rest of my life. I have not come over a better kept secret, basic personal education should be common knowledge in all education🏫🎓

Author — Joseph Vadseth


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This leveled up my ambition... started investing at 19 💪🏾

Author — DOV107


When school doesn't teach you about how to make a living...

Author — Chunz L


god bless your beautiful soul for helping me with this

Author — alex


Thank you so much! my parents barely taught me about finances so that was a huge mess for me as I started to want to gain independence. “friends” and people staring at me like an idiot using their “are you stupid ?” Tone when I asked basic questions led me to quietly look for info at libraries but with outdated books i got further away from finding where to start. Assuming we are all raised under the same households with the same upbringing is stupid in itself. I only started to understand the value of money many years later in my adult life when people usually learn these things at age 5 ordering a doughnut at a coffee shop. Thank you so much for this informative video! Can’t wait to see where my own children go with a mother that is there to tell them everything they should know on finances! Thanks

Author — Nahema Riviera


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Author — jStarOptions


33:03 paying off debt is investing, arguably.

Author — Centuri Capital


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