how I manage my money 💵 ‏‏‎ ‎income , expenses , budget , etc || personal finance in my 20s

  • 🎬 Video
  • ℹ️ Description

In this video, I show you guys how I keep track of my finances in my 20s , so everything from my income , expenses , budget , net income , and some of the information that I need to do my taxes with when that time comes around ( business expenses , business income ). Honestly, when I was first learning about how to track my money ... I found it to be a little bit overwhelming even though it felt like it should have been really easy . Turns out, once you've set up your system , it can be super straight forward and then it's just a matter of including this into your end of month routine . I kind of wish they taught us a bit more about how to manage finances in school, but hey I guess the internet is a good place to learn. I'm by no means an expert, and this is just what I do , but thought it would still be helpful to some of you or at least give you ideas on how to manage your money! I used microsoft excel for my spreadsheets ... but you can totally use something like Google sheets as well :)

✩ Timestamps ✩
0:00 - Intro
0:40 - What do I use? + important info about my file
1:49 - Personal Finances Sheet : Income
2:20 - Nordgreen
5:40 - Personal Finances Sheet: Income
6:25 - Personal Finances Sheet: Expenses
9:26 - Personal Finances Sheet: Budget
10:05 - Personal Finances Sheet: Net Income
10:39 - Personal Finances Sheet: Bank Accounts
11:27 - Personal Finances Sheet: Credit Cards
11:58 - Business Finances Sheet: Business Income
14:00 - Business Finances Sheet: Business Expenses
15:25 - Outro


All you have to do is hit "File -- Make a Copy" and you'll have your own copy to edit. I left it the same as it is in the video, so obviously rename things according to your own financial needs (change streams of income, some expenses might not apply to you, different bank accounts, etc.).
If you want it as an Excel File on your computer instead of Google Sheets, just hit "File - Download - Microsoft Excel". I hope that's somewhat helpful to those of you requesting it - might help speed things up! I do recommend you still follow along with the video to understand some of it :)

✩ Social Media ✩
Twitter and Pinterest- @linalecompte

✩ Cameras ✩
Canon 80D w/18-55mm lens
Canon G7X Mark II

✩ Editing Software ✩
Adobe Premiere Pro

✩ Music ✩
Epidemic Sound

✩ Social Media Bars ✩
Brogan Algar - her channel:

Keywords: how to track money , how to manage your money , how to keep track of your money , how to track your expenses , how to track your income , how to track your money in excel , personal finance for beginners , personal finance 101 , personal finance for students , personal finances in your 20s , budget with me , money tips , tracking your money , managing your money , money management

💬 Comments on the video

UPDATE: Since some of you requested it, I have now added a template of the sheet I used in the video in the description of this video. You can make your own copy and rename things according to your own finances. A bit more info in the description box. Hope it helps! Please let me know if for some reason it doesn't work, and I'll try to fix it ASAP.

Author — Lina Lecompte


Thanks for the tips! Just a suggestion that will make things easier for your subscribers: Sharing the template of the sheet you used in a video will be very helpful to people who enjoyed your model and want to start using your template, so they don't need to spend time going through the video to make a similar template, instead they can just download it.

Author — Igor Schimidt


Hi Lina! Thank you for sharing your insights! It was nice watching a system based on a creative career (: Wish you all the best!

Author — rotblush


I know there is software out there, but I still really like using Excel/Google sheets for my personal budget as well! --Spencer

Author — Spencer Powell


The editing is insane hope to learn something to help with my channel from yours you’ve definitely earned a new sub and the financial information is great.

Author — Micheal Wolverton


Thankyou so so much for the video and template Lina! I am new to this entirely and have watched a few other videos, however this one of yours is the first i have actually understood!! ☺

Author — Elaina Rose


Great suggestions. How do you handle future scenarios and cash flow projections? We've built a visual, connect-the-dots style UI that functions like Excel but can be used for creating what-if scenarios.

Author — whatifi


I definitely should start making spreadsheets as you did.

Author — Vodka Please


You are an inspiration! Thank you for sharing!!

Author — Madi Obremski


After I became a personal finance content creator I was very into budget and saving because I realized that only 25% of people save your money



Very useful video Lina! 🙂 Keep up the good work! 👏You should upload more videos !🙂

Author — A R


love how this video was organized! so helpful! thank u(:

Author — karah


I am almost 21 and dont do half the stuff you do. Keep up the good work, proud of you famm 💪🏻

Author — T. R.


your editing is so good on this video!

Author — Angel D


What do you do after the end of a year?
Do you calculate the savings or just start over with another year?

Author — Yasi Faizi


I'm also still hanging onto the "eating out" expense lol! I hope you get to use it soon! By the way, the sections with the music is catchy

Author — Mark Neal


I love the watch, but then I saw the price and my dreams shattered :(

Author — Mire


Can you do a video on how to get sponsors as a YouTuber?



Oh my god you are so beautiful😍 I am so jealous

Author — A M


“If you don’t budget your spending
you’ll spend your budget”

Author — The Wolf Of London